Understanding The Role Of A Mortgage Prepayment Penalty Fee

January 21, 2021

When people take out a home loan, it is important to think carefully about how the home loan works. At first, the majority of the monthly payment is going to go towards interest. For example, it is not unusual for 90 percent of the monthly mortgage payments go toward interest during the first year. Then, during the latter part of the loan, most of the payment is going to go towards paying off the principal. Therefore, it should come as no surprise that a lot of homeowners are looking for ways to reduce the amount of Interest they pay on a home loan

Read the full article →

4 Steps to a Smooth Mortgage Refinance at a Rock-Bottom Rate

January 20, 2021

Right now is the best time to look at refinancing your home. Even if your current mortgage is as young as a year old, you might find that a refinance is in your best interest.

Read the full article →

What’s Ahead For Mortgage Rates This Week – January 19, 2021

January 19, 2021

Last week’s economic reports included readings on inflation, retail sales, and a speech by Federal Reserve Chair Jerome Powell. Weekly readings on mortgage rates and jobless claims were also released.

Read the full article →

Many Buyers Are Willing To Go Over Their Budget For The Perfect Home

January 15, 2021

For those who are looking for a new home, it is important to take the time to get this decision right. For a lot of people, a home is the most valuable investment they are ever going to make. As a result, it is critical to evaluate all of the options that are available. That way, everyone will get the most out of their time. What about setting a budget? How important is this and should people think about going over it?

Read the full article →

What Do You Need To Know About Buying And Selling A Home During The COVID-19 Pandemic?

January 14, 2021

For those who are thinking about buying or selling a home during the pandemic, they may feel like this is a difficult task. Even though it is true that this is going to be a challenge, people are able to increase their success rate by adapting to a new environment. When it comes to buying or selling a home during the pandemic, there are a few tips that everyone should keep in mind.

Read the full article →

How Low Can They Go: With Mortgage Interest Rates Low, Should You Refinance?

January 13, 2021

Do you have a mortgage? In today’s blog post we’ll explore the topic of mortgage refinancing, including when you should consider refinancing and how to take advantage of low interest rates.

Read the full article →

Should I Shorten My Mortgage Term, Important Factors To Consider

January 12, 2021

When you first bought your home a few years ago, perhaps you started off with a 30 year mortgage. Now, you are considering refinancing and changing it to a 20 year or even a 15 year mortgage.

Read the full article →

What’s Ahead For Mortgage Rates This Week – January 11, 2021

January 11, 2021

Last week’s economic reports included readings on construction spending and reports on the national unemployment rate and job growth. Weekly reporting on mortgage rates and jobless claims were also published.

Read the full article →

Three Subtle Painting Tricks That Will Make Your Home Look Amazing

January 8, 2021

When it comes to painting the walls of a house, sometimes subtle is best. You want to add design, color, and texture to the walls, but you don’t want it jarring to the eyes. Here are three subtle painting techniques you can try on your home walls.

Read the full article →

When Is The Best Time Of Year To Buy Things For A Home

January 7, 2021

For those who are trying to buy things for their home, it is important to think carefully. Nobody wants to overpay; however, reaching for something cheap may simply end up getting replaced quickly. There are a few highlights that everyone should consider purchasing for their home in January!

Read the full article →