What Are The Benefits And Drawbacks Of Putting 20 Percent Down On A Home Purchase?

March 15, 2018

Several generations ago, lenders required home buyers to have a 20 percent down payment in order to get a mortgage. While there were a few options out there for people who couldn’t save this substantial amount, the reality was that for the majority of people, the 20 percent down was a requirement.

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What Items Can Change My Mortgage Pre-Approval Status?

March 14, 2018

When you are purchasing a home, your lender may recommend you obtain a mortgage pre-approval before you find the home of your dreams. There are some benefits to being pre-approved before you find a home, but oftentimes, people confuse pre-qualifications with pre-approvals.

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Can I Have A Co-Signer For My Mortgage Loan?

March 13, 2018

Like credit cards or car loans, some mortgages allow borrowers to have co-signers on the loan with them, enhancing their application. However, a co-signer on a mortgage loan doesn’t have the same impact that it might on another loan. Furthermore, it poses serious drawbacks for the co-signer.

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What’s Ahead For Mortgage Rates This Week – March 12th, 2018

March 12, 2018

Last week’s economic releases included reports on Non-Farm Payrolls, ADP payrolls, and the national unemployment rate. Weekly readings on mortgage rates and new jobless claims were also released.

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Tired of Waiting for Summer? 3 DIY Projects That Will Keep You Busy Until the Weather Warms Up

March 9, 2018

Do you find yourself staring out the window, longing for an early sunrise, hot days and late evenings? With spring just around the corner, it might feel like summer is a lifetime away. However, the good news is that you can be productive around the home while you wait for summer to arrive. Let’s take a quick look at three easy do-it-yourself projects that will keep you busy until the summer sun is shining.

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The Benefits of Using a Veterans (VA) Loan To Purchase Your Home

March 7, 2018

U.S. military veterans have opportunities to enjoy some richly-deserved benefits in other aspects of their lives, including some special options for financing their homes. VA loans may give active military personnel, retired veterans, and sometimes surviving family members of veterans the ability to purchase homes that might not prove available to them through more conventional mortgage loans.

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What’s Ahead For Mortgage Rates This Week – March 5th, 2018

March 5, 2018

Last week’s economic releases included readings on new home sales, pending home sales and Case-Shiller Home Price Indices. Construction spending and consumer sentiment reports were also released, along with weekly readings on average mortgage rates and new jobless claims.

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Can Your Waistline Be Affected By Your Kitchen Colors?

March 2, 2018

Have you ever walked into your kitchen and instantly felt hungry?

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Should You Get Pre-Qualified Or Pre-Approved For Your New Home Purchase?

March 1, 2018

Often times, home buyers can be disappointed when they find their dream home only to discover they are not able to get a mortgage to purchase the property. There are methods that potential buyers can use to ensure this does not happen to them.

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DIY Home Improvement: A Much Better Bedroom in Just a Few Hours

February 28, 2018

Taking on the task of renovating your home can seem like an awful lot of work, but there are ways to do this that require a lot less energy and just a little bit of money. Whether you’re looking for an instant home revamp or are readying your home to sell, here are some ideas for how you can improve your bedroom in no time.

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