Planning Your Mortgage Budget for the Holiday Season

November 1, 2023

The holiday season is a time of joy and celebration, but it can also be a challenging time for your finances, especially if you’re juggling the responsibilities of a mortgage. However, with some thoughtful planning and budgeting, you can ensure that you enjoy the festivities without putting your financial stability at risk.  I will provide […]

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Halloween Safety: Protecting Your Family and Home

October 31, 2023

Halloween is a thrilling time of the year, filled with spooky costumes, delicious treats, and endless fun. It is also important to remember that safety should always come first. Whether you’re a parent, homeowner, or someone simply looking out for your community, keeping your family and home safe on Halloween is a top priority. Here […]

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What’s Ahead For Mortgage Rates This Week – October 30, 2023

October 30, 2023

This week’s most significant data offered preliminary numbers for manufacturing and services PMI (Purchasing Managers Index). Both can serve as a forward indicator for the economy while providing insight into the current state of the cost of living for the service industry. While manufacturing met an expected rise for the end of October, services saw […]

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Turned Down for a Mortgage? What to Do if You are Declined

October 27, 2023

If you have been declined for a mortgage, you may think that buying that new home is out of reach. However, there are ways to turn a rejection into an approval and to find a more accessible loan. Here are just a few steps you can take to learn about your loan options and get […]

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What Are The Pros And Cons Of ‘No-Deposit’ Mortgage Deals For First-Time Buyers?

October 26, 2023

“No-deposit” mortgage deals for first-time buyers refer to mortgage options that allow buyers to purchase a home without having to put down a deposit or a down payment. Here are the pros and cons of such deals: Pros: Lower upfront costs: The most significant advantage of a no-deposit mortgage is that it eliminates the need […]

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What is a Closed-End Second Mortgage?

October 25, 2023

A closed-end second mortgage is a type of loan that allows a borrower to obtain a lump sum of money using their home as collateral. It is considered a “second” mortgage because it is taken out in addition to the borrower’s primary mortgage. The term “closed-end” refers to the fact that the loan has a […]

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Reasons You Need an Insurance Binder and How to Get One

October 24, 2023

When a borrower applies for a mortgage loan, the lender typically requires proof of insurance coverage before they approve the loan. An insurance binder is a document issued by the insurance company that provides temporary proof of insurance coverage until the official insurance policy is issued. The insurance binder for mortgage loans will typically include […]

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What’s Ahead For Mortgage Rates This Week – October 23, 2023

October 23, 2023

This week featured the usual retail sales report which shows consumer demand and as well as an indicator of the velocity of money, not only for consumers but business to business as well. An increase would show an increase in national and local increase in economic activity, which is important as we move into Q4 […]

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Setting Your Budget: How to Analyze Your Finances to Determine How Much Mortgage You Can Afford

October 6, 2023

In today’s post we’ll take a look at a few ways that you can analyze your financial situation to help decide how much mortgage you can truly afford.

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Simple Tips for a Stunning First Impression

October 5, 2023

Begin with a Welcoming Entrance: The front door is the gateway to your home, and a fresh coat of paint can do wonders to revitalize its appearance. Consider selecting a color that complements your home’s style and personality. Don’t shy away from bold choices that create a statement.

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