VA Loans: Are They Assumable?

January 19, 2023

Members of the military, their family members, and veterans have access to a unique mortgage option called a VA loan. This can be a strong option because it provides borrowers with an opportunity to purchase a house for less than 20 percent down. While not everyone is eligible for a VA loan, there are a lot of people who are wondering, are VA loans assumable? There are a few key points to keep in mind.

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How Do You Actually Write The Check To Buy A House?

January 18, 2023

After you have found the right house to meet your needs, you need to make the down payment to complete the transaction. Can you show up at the closing table with a suitcase full of cash? Of course, that would be a bit suspect, so that is not actually how it happens. What do you need to do to actually hand over the funds to buy the house?

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What’s Ahead For Mortgage Rates This Week – January 17, 2023

January 17, 2023

Last week’s financial reporting was dominated by readings on inflation. Weekly reports on mortgage rates and jobless claims were also released and Treasury Secretary Janet Yellen cautioned lawmakers that the debt ceiling must be raised or eliminated.

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In a Hurry to Buy a Home? Speed Your Mortgage Approval up by Following This Checklist

January 13, 2023

Have you finally found your dream home after months of searching, only to discover that the seller has received other offers? Few circumstances can raise your stress level as much as finding yourself in a bidding war against another buyer. However, being unprepared by not having your finances in order can make the situation even worse.

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House Poor: What It Means And How To Avoid It

January 12, 2023

There is a good chance you have heard someone described as being house poor. What exactly does it mean? It is important to understand what it means to be house poor and how you can stay away from it.

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The Most Commonly Forgotten Item On The Home Budget List

January 10, 2023

If you are in the process of purchasing a home, it is critical for you to make sure that you budget appropriately. Unfortunately, there are a lot of people who commonly overlook closing expenses.

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What’s Ahead For Mortgage Rates This Week – January 9, 2023

January 9, 2023

Last week’s economic reporting included readings on minutes of the most recent Federal Open Market Committee meeting and its customary post-meeting press conference, labor-sector data on public and private-sector jobs, and the national unemployment rate. Weekly readings on mortgage rates and jobless claims were also released.

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Pet Safety Checklist

January 6, 2023

Many people view their furry friends as members of the family. If you have pets at home, you need to make sure they are well taken care of.

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Owning vs Renting: Why High Rents Are Worse Than a Mortgage over the Long Term

January 5, 2023

If you’re at the stage in life where home ownership is nearly within your reach, you’re probably wondering whether you should start looking for a home or whether you should just keep renting. So why is paying a high rent a worse option than buying a house and getting a mortgage? Here’s what you need to know.

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How To Keep Your Address Private

January 4, 2023

There are not a lot of parts of your life that are private anymore. Today, it is relatively easy for someone to go online and look up your address in just a few minutes.

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