Supporting Veterans on Their Path to Homeownership And Honoring Our Heroes

November 11, 2024

As we take time to honor Veterans Day, we extend our deepest respect and gratitude to the brave men and women who have served our country in uniform. Veterans Day is more than a day of remembrance; it is a chance to reflect on the sacrifices made by those who have protected the freedoms we […]

Read the full article →

How Mortgages Compare To Other Loans

November 8, 2024

Planning to buy a home, finance a car, or cover unexpected expenses? Many loan options exist to help you achieve your financial goals, but choosing the right one can be challenging. Here’s a breakdown of the most popular types of loans, their unique characteristics, and what you need to know to make the best choice […]

Read the full article →

What Are Your Options When Funding Your Down Payment?

November 7, 2024

Buying a home is a big milestone, and for many, saving for a down payment can feel like a major hurdle. Fortunately, there are several ways to make that down payment happen. Whether through savings, family gifts, 401(k) funds, or even second mortgages, understanding your options is key to making the best financial choice. Let’s […]

Read the full article →

Understanding an Appraisal Contingency in Your Home Purchase

November 6, 2024

When buying a home, you have the option to include contingencies in your purchase contract. These protect you by setting certain conditions that must be met for the contract to remain valid. If any contingency isn’t satisfied, you can back out of the sale without penalty. Three main types of contingencies help protect buyers: appraisal, […]

Read the full article →

Understanding “Cash to Close” in Your Home Buying Journey

November 5, 2024

If you’ve received your Closing Disclosure from your lender, congratulations! You’re almost at the finish line of your home buying journey, ready to celebrate with keys in hand. The Closing Disclosure, or CD, is provided at least three business days before your closing appointment and details your loan terms, projected monthly payments, and the much-discussed […]

Read the full article →

What’s Ahead For Mortgage Rates This Week – November 4th, 2024

November 4, 2024

This week, the Federal Reserve’s preferred inflation data was released, and the results met expectations. This, along with recent GDP estimates, employment reports, and personal income/spending figures, paints a stable economic picture. It suggests that we may be on track for the Federal Reserve’s next round of rate cuts. The Federal Reserve has consistently stated […]

Read the full article →

Can You Refinance a Reverse Mortgage Loan?

November 1, 2024

If you have a reverse mortgage loan, you might be curious about your options for refinancing. The good news is that yes, you can refinance a reverse mortgage, and doing so may offer several benefits depending on your unique financial situation. We will provide a detailed overview of refinancing a reverse mortgage, including reasons to […]

Read the full article →

Do Not Get Spooked by Your Underwater Mortgage –  How Refinancing Can Help You Escape

October 31, 2024

It’s Halloween season, and while it’s fun to enjoy spooky decorations and scary movies, there’s nothing fun about feeling haunted by your mortgage—especially if you owe more on your home than it’s currently worth. If you’re feeling trapped in an underwater mortgage, don’t let it send chills down your spine! Refinancing your mortgage can be […]

Read the full article →

Effective But Creative Ways to Save Money for a Down Payment

October 30, 2024

Effective But Creative Ways to Save Money for a Down Payment Saving for a down payment can feel overwhelming, but with some creative strategies, you can make it happen faster than you think. Whether you’re a first-time homebuyer or looking to upgrade, these tips can help you reach your goal and set you on the […]

Read the full article →

What is the Difference Between a Reverse Mortgage and a Home Equity Conversion Mortgage?

October 29, 2024

Retirement planning is about ensuring you have a steady income stream to support yourself comfortably. For many retirees, tapping into the equity in their homes becomes an attractive option. Two terms often come up in this context: reverse mortgage and Home Equity Conversion Mortgage (HECM). Although they are related, there are some critical differences between […]

Read the full article →

← Previous Entries

Next Entries →

MetaMask Extension "Stay on top of your financial goals by managing your Vanguard account. For quick access, head over to Vanguard login my account."