Should You Buy Mortgage Points?

September 7, 2022

When you take out a home loan, you might have the option to purchase mortgage points. Essentially, this is money that you pay to the lender upfront in exchange for getting a lower interest rate over the life of the loan. If you got a great deal on the house, you might have some extra cash on hand. Should you use that money to buy down the interest rate? This is a math problem that you need to calculate for yourself.

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What’s Ahead For Mortgage Rates This Week – September 6, 2022

September 6, 2022

Last week’s economic reporting included readings on home price growth, federal data on public and private sector job growth, the national unemployment rate, and data on consumer sentiment. Weekly readings on mortgage rates and jobless claims were also released.

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Understanding Your FICO Score and Why Small Credit Mistakes Can Cause Huge Headaches

September 2, 2022

Many people all over the world are dealing with issues involving debt or poor credit history, but most aren’t necessarily aware of what exactly makes up their credit score. Unfortunately, it might seem like it’s the big stuff that counts when it comes to credit, but little things can have a significant impact on your financial health. If you’re looking to improve your understanding and your finances, here’s what you need to know about small mistakes and your FICO score.

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Consider A Home Renovation Loan To Navigate A Challenging Housing Market

September 1, 2022

Today, there are many people who are having a difficult time purchasing a house. Even though interest rates have gone up, sales are still happening quickly. Therefore, it can be difficult for people to qualify for a mortgage, purchase a house, and get to the closing table before the property is sold.

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Expenses To Consider When Buying A Home

August 31, 2022

When you are in the process of buying a home, it can be intimidating to take a look at so many factors. A home has a big price tag, and you need to make sure that you budget accordingly.

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The Different Foundation Options For Your House

August 30, 2022

Are you thinking about purchasing a home in the near future? Or, are you thinking about building one? If so, you must think carefully about the foundation of the home. It is responsible for supporting the rest of the structure, so you need to find the right foundation to meet your needs. What are a few of the top options available?

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What’s Ahead For Mortgage Rates This Week – August 29, 2022

August 29, 2022

Weekly readings on mortgage rates and jobless claims were also published along with the University of Michigan’s final monthly and year-over-year readings on consumer sentiment.

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The Importance Of Pre-Approval During The Homebuying Process

August 26, 2022

If you want to buy a home in the near future, you are probably aware of just how competitive the housing market is. You need to put yourself in the best position possible to be successful by getting pre-approved for a home loan.

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Winter’s Coming: Learn How to Prepare Your Plants, Trees and Other Landscaping

August 25, 2022

From the approaching holiday season to the New Year, there are a lot of things to prepare for when it comes to the winter. If you’re wondering how to ready your trees, your plants and your yard, here are some tips for saving your vegetation until the springtime.

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Expecting Children: How to Quickly Move into a Larger Home Before a Baby Arrives

August 24, 2022

Life moves pretty fast sometimes and many couples find themselves expecting children before they have begun to look for the next home. This shouldn’t be a problem, as moving into a larger home before the baby arrives can be a lot easier than it appears.

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