What’s Ahead For Mortgage Rates This Week – January 3, 2022

January 3, 2022

Last week’s economic reporting included readings from S&P Case-Shiller Home Price Indices and the National Association of Realtors(R) released its monthly report on pending home sales. Weekly reports on mortgage rates and jobless claims were also released.

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Do You Need Mortgage Insurance Even If It’s Not Required By Your Lender? Let’s Take A Look

December 29, 2021

Most loan applications with less than 20% down payment are required to include mortgage insurance with the loan. However, mortgage insurance may still be needed, even if it’s not typically required by your lender.

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Major Mistakes Which Are Sure to Increase Your Closing Costs

December 28, 2021

When shopping for a mortgage, it is important to take closing costs into account. Let’s take a look at some major mistakes that could result in borrowers paying more than they need to in closing costs.

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What’s Ahead For Mortgage Rates This Week – December 27, 2021

December 27, 2021

Last week’s scheduled economic reporting included readings on sales of new and previously-owned homes along with weekly data on mortgage rates and jobless claims.

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The Top Ways To Use Home Equity

December 23, 2021

Equity is a powerful tool. As homeowners pay off the mortgage, the amount of equity in the house grows. As the house appreciates in value, homeowners accrue even more equity. Then, homeowners can tap into this equity for a variety of purposes. What are a few of the ways homeowners might be able to use this equity?

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The ‘Debt to Income’ Ratio and How It Affects Your Home Purchase

December 22, 2021

The real estate market is rife with terminology that can make a home purchase seem more than a little complicated. If you’re currently looking for a home and are considering your loan options, you may have even heard the term ‘Debt to Income’ ratio. In the interest of simplifying things, here are some insights on what this term means and how it can impact your home investment.

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What’s Ahead For Mortgage Rates This Week – December 21, 2021

December 21, 2021

Last week’s economic reports included readings from the National Association of Home Builders on housing markets and the monthly post-meeting statement from Federal Reserve policymakers. Fed Chair Jerome Powell also gave a press conference. Weekly readings on mortgage rates and jobless claims were also published.

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It’s Not Just Car Storage: How to Transform Your Garage into a Brand New, Highly Usable Space

December 17, 2021

With a bit of planning and creativity, you can turn your garage into a much more functional space. Here’s how you can make your garage the most useful space in the house.

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Thinking About Downsizing? Here’s What You Need to Know About Life in a Condo

December 16, 2021

The shift from home living to condo life may seem like a minor one, but there are plenty of things that will differentiate your lifestyle other than size when it comes to making a condominium purchase. If you’re contemplating this move and wondering about some of the things that this might entail, here are a few factors that are worth considering.

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How Long To Save Mortgage Documents

December 15, 2021

Purchasing a house involves a tremendous amount of paperwork. There is even more paperwork involved if the buyer goes through a lender. With so much paperwork, some homeowners might be wondering how long they have to keep all of these documents. Ideally, homeowners should keep these documents for the life of the loan, but there are a few other points to consider.

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