How Much Will Your Child Tax Credit Be?

June 9, 2021

There are millions of homeowners that are parents waiting for their advance child tax credits to arrive; however, they might not be sure exactly how much money they are going to get. This makes it difficult to set a budget.

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Understanding Appraisals and What to Do If Your Home Doesn’t Appraise for Its Purchase Price

June 8, 2021

It can be a bit of a surprise if your home turns out to be valued at less than the purchase price offered, but this is the type of thing that can occur in an appraisal situation. While this can change everything from your contract to the amount of your down payment, if your home has been appraised at less than you envisioned, here are some options you may want to consider.

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What’s Ahead For Mortgage Rates This Week – June 7, 2021

June 7, 2021

Last week’s economic reporting included readings on construction spending and public and private-sector employment data. Weekly reports on mortgage rates and jobless claims were also released.

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The Pros and Cons of Paying Your Mortgage Bi-weekly Vs. Monthly

June 4, 2021

When applying for a new mortgage or after closing, many will have the option to choose between a single monthly mortgage payment or smaller bi-weekly payments. There are benefits and drawbacks associated with both options, and some personal financial considerations may need to be reviewed in order to make a decision that is best for the individual.

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In The Current Housing Market, Prospective Buyers Must Remain Patient

June 3, 2021

The housing market has been through many ups and downs during the past 12 months. Now, buyers are facing a unique challenge as they try to find the right house in the perfect seller’s market. Right now, real estate is extremely competitive, as low inventory has continued for several months.

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Case Shiller: Home Prices Rise at Fastest Pace Since 2005

June 2, 2021

March readings for S&P CoreLogic Case-Shiller Home Price Indices rose to their highest level since 2005 in March. National home prices rose by 13.20 percent year-over-year as compared to February’s reading of 12.00 percent growth. The Case-Shiller 20-City Home Price Index reported average year-over-year home price gains of 13.30 percent in March. Phoenix, Arizona continued to lead the 20-City Index with a year-over-year home price growth of 20 percent. San Diego, California followed with home price growth of 19.10 percent; Seattle, Washington reported year-over-year home price growth of 18.30 percent.

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What’s Ahead For Mortgage Rates This Week – June 1, 2021

June 1, 2021

Last week’s economic reports included readings on home price growth, new and pending home sales, and inflation. Weekly readings on mortgage rates and jobless claims were also released.

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Buying a Home Where Someone Passed Away

May 28, 2021

A key factor that often drives the sale of new homes versus existing ones tends to be cultural. Rather than being financially-driven or associated with location factors, many homebuyers will steer clear of existing homes where someone has passed away. The primary fear tends to be concerns about a leftover spiritual residual in the home that could affect the new homeowners. Despite the abundance of TV shows about ghost-chasers and similar, the stigma of a dead person’s home has been around for centuries and is still alive and well today.

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Is Now The Time To Refinance Your Mortgage?

May 27, 2021

There are many reasons why homeowners opt to refinance, from obtaining a lower interest rate, to shortening the term of the loan, to switching mortgage loan types, to tapping into home equity.

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Family Matters: How to Choose the Perfect Home for a Large or Growing Family

May 26, 2021

Selecting the right home to purchase for a family is a monumental task, and this process can seem even more challenging for those with a large or growing family.

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