Ishakis Finance Report Mortgage Broker Brooklyn
Loan Officer Yael Ishakis’s take on mortgage and finance news.
Owning a home is an important goal for many people, and as a single mom, it can sometimes feel like a distant dream. But the reality is that homeownership is more achievable than you might think, especially when you know about the financial resources and programs available to you. First-time homebuyer grants, special loan programs,… Continue reading How Single Moms Can Achieve Homeownership with First-Time Homebuyer Grants
When considering homeownership, many potential buyers wonder: Will getting a mortgage help my credit score? The answer is yes—if managed correctly. A mortgage is a major financial commitment, but it can also be a powerful tool for building and maintaining strong credit. Here’s how a mortgage can affect your credit score and what you should… Continue reading How Obtaining a Mortgage Can Impact Your Credit Score
In recent years, the demand for eco-friendly living has surged, with more homebuyers seeking properties that are energy-efficient and environmentally conscious. This growing trend has given rise to eco-friendly mortgages, also known as green mortgages. These specialized loans offer financial incentives for purchasing or upgrading to energy-efficient homes, benefiting both buyers and the environment. Understanding… Continue reading Green Loans for a Sustainable Future and The Rise of Eco-Friendly Mortgages
Buying a fixer-upper can be a strategic way to acquire a home below market value while customizing it to fit your needs. However, the financing process for these properties requires a bit of extra insight. As a loan officer, I’m here to guide you through the key mortgage considerations for purchasing a fixer-upper and help… Continue reading Mortgage Insights: What You Need to Know About Financing a Fixer-Upper
When it comes to finding the perfect place to call home, the variety of property types available can be both exciting and overwhelming. The real estate market offers a plethora of options, each with its own unique features, advantages, and considerations. From the cozy solitude of a single-family home to the dynamic potential of multi-family… Continue reading Exploring the Diversity of Property Types: Finding Your Ideal Home
“No-deposit” mortgage deals for first-time buyers refer to mortgage options that allow buyers to purchase a home without having to put down a deposit or a down payment. Here are the pros and cons of such deals: Pros: Lower upfront costs: The most significant advantage of a no-deposit mortgage is that it eliminates the need… Continue reading What Are The Pros And Cons Of ‘No-Deposit’ Mortgage Deals For First-Time Buyers?
When buying or selling a property, one crucial step in the process is obtaining an appraisal to determine its value. Appraisals provide an objective assessment of a property’s worth, influencing important decisions such as mortgage approvals, negotiations, and even insurance premiums.
Getting the best mortgage financing for your new home can sometimes be a complicated process and, unfortunately, things can go wrong. Using a licensed and trusted mortgage loan specialist can help alleviate many of these challenges.
What if you could accelerate the mortgage payment on your home so that you own your property several years earlier than your 15 or 30 year term?
Making your final mortgage payment and owning your house is an incredibly good feeling and there is a simple way that you can bring about that rewarding day much sooner.
You have found a home and are ready to apply for financing. Your pre-approval amount comes back not as high as you would have expected and at an interest rate significantly above what your friends just got on their loan. This could be because you have an average to poor credit score.