The following includes information regarding damage control immediately following Hurricane Sandy. Erik Braunitzer is a writer for Douglas Elliman, brokers for NYC, Long Island and Hamptons Real Estate.
Many of America’s cities and towns won’t be the same after Hurricane Sandy. The storm struck the northeast with a force, terrorizing millions of people through Long Island, New York and New Jersey. Those who were able to get away from the disaster still lost much of their homes, precious heirlooms, clothes and dear possessions. The crisis has only gotten worse as the harsh winter suddenly fell upon millions who were without power, and another storm headed straight for the same region. For those business owners in this area, life will never be the same, and for those who didn’t have the right insurance, it’s going to be a tough battle. So how do you pick up the pieces?
Examine the Home for Damages
Inspect and check your home for damages. The interior and exterior of the home should be checked for damage. During the course of the storm, debris may have fallen onto your roof. Roof shingles may have blown off. This may cause leaks in the home or flood if it is not inspected and repaired.
Water damage can be both immediate and may cause problems in the future. If you have significant damage, you should contact your insurance agent and file a claim. All damage that is a result of the storm should be documented and reported. Pictures are helpful during this time period.
Insurance Claims Should Be Filed Immediately
In situations like Hurricane Sandy, it is best to file insurance claims early. With the volumes of claims being submitted to the insurance companies, it will take some time to receive reimbursement. Thus, it is best to get the claim started while the evidence is still fresh. This will ensure you receive the funds you need. Ample documentation is required to receive prompt payment from the insurance company.
Surviving the Aftermath
For weeks following the disaster, gas will be limited. While you may have a generator, it may be impossible to run it without a working gas station in your area. Food and emergency items will be available through relief efforts, thanks to organizations like the Red Cross. There are a few important survival items to keep with you as you ready up for another storm or live without power. You need water, flashlights, batteries, non-perishable food stuffs like canned goods, clothes and blankets. If you are someone who needs medication, you need to see a relief team to speak with someone about emergency treatment and getting the medication that you need to stay healthy.
Prepare For Your Next Disaster
The best defense during a hurricane is disaster preparedness. This means purchasing items such as batteries, non-perishable food and water. Nothing is worse than getting caught without medical supplies. This can exacerbate medical conditions. Be prepared for the next disaster by taking the necessary precautions.
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