5 Tips for Crafting a Counter-offer That Doesn’t Scare Away a Potential Home Buyer

March 29, 2023

If you’ve recently put your home up for sale, one of the most exciting parts of the selling process is getting an offer. However, all is not said and done once you’ve received an offer, as you’ll probably want to negotiate a better price. If you’re wondering how you can counter without losing a potential buyer, here are some tips when the time comes to negotiate.

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An Overview Of A Wrap-Around Mortgage: What To Know

March 28, 2023

Are you having a difficult time qualifying for a traditional mortgage in the current market? If so, there are other options available, and a lack of financing can frustrate not only the buyer but the seller as well. For example, one option that you may have heard about is called a wrap-around mortgage.

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What’s Ahead For Mortgage Rates This Week – March 27, 2023

March 27, 2023

Last week’s financial and economic reporting included readings on sales of new and previously-owned homes, along with weekly data on mortgage rates and jobless claims.

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3 Things That Will Absolutely Kill Your Chances for a Mortgage Approval

March 24, 2023

Avoid these three mortgage-killing habits while your lender evaluates your loan and you’ll quickly find yourself holding the keys to your new home.

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Mortgage Interest Rate Versus APR: What To Know

March 23, 2023

When you go through the process of applying for a mortgage, you need to make sure you understand all of the terms on the page. Two of the most common numbers you will come across include the mortgage rate and the APR. Many people associate both of these numbers with interest rates, but you will probably notice that they are not quite the same. What are the differences between these two numbers, and how are they going to impact your mortgage loan?

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Navigating A Market With Higher Interest Rate

March 22, 2023

Even though interest rates have gone up significantly during the past few months, there are still opportunities for you to find a home at a great price. The high interest rate can be discouraging for some people, but as long as you know how to navigate the market, you can still put yourself in a position to be successful.

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Understanding Mortgage Pre-Approvals and How to Avoid Being Declined for One

March 21, 2023

How does a mortgage pre-approval work, and how can you make sure you won’t be declined when you apply? Here’s what you need to know.

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What’s Ahead For Mortgage Rates This Week – March 20, 2023

March 20, 2023

Last week’s economic reporting included readings on housing starts and building permits issued, the National Association of Home Builders Housing Market Index, and Fed Chair Janet Yellen’s Senate testimony. The Commerce Department reported on housing starts and building permits issued published, and a monthly reading on consumer sentiment was published. Weekly reports on mortgage rates and jobless claims were also released.

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Is A VA Loan The Best Option For Your Needs?

March 17, 2023

If you plan on buying a house in the near future, there are a few mortgage options available. One potential option is called a VA loan. This is a loan that has been backed by the Department of Veterans Affairs, and it could provide you with some added flexibility that you can use to purchase a house. Is a VA loan right for you? There are a few points to keep in mind.

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Should You Pay Discount Points When You Get Your Mortgage?

March 16, 2023

One of the challenges you will face when deciding how much money to put down on your new home is whether to put down a larger down payment or to take a bit of money from your down payment and use it to buy “discount points” to lower your interest rate.

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