Ishakis Finance Report Mortgage Broker Brooklyn
Loan Officer Yael Ishakis’s take on mortgage and finance news.
When applying for a mortgage, you expect lenders to scrutinize your income, credit score, and debt-to-income ratio. But did you know that your Netflix subscription—or any other recurring expense—could play a role in your approval? While a $15-per-month streaming service may seem insignificant, lenders are increasingly looking at all aspects of your financial behavior, including… Continue reading How Your Netflix Subscription Might Affect Your Mortgage Approval
When considering homeownership, many potential buyers wonder: Will getting a mortgage help my credit score? The answer is yes—if managed correctly. A mortgage is a major financial commitment, but it can also be a powerful tool for building and maintaining strong credit. Here’s how a mortgage can affect your credit score and what you should… Continue reading How Obtaining a Mortgage Can Impact Your Credit Score
Your mortgage application is more than just paperwork—it’s your chance to demonstrate to lenders that you’re a reliable and financially stable borrower. Whether you’re a first-time homebuyer or looking to upgrade, a strong application can make a significant difference in securing favorable terms. Here are practical steps you can take to improve your mortgage application… Continue reading How to Strengthen Your Mortgage Application and Boost Approval Chances
As we step into a new year, it’s the perfect time to focus on understanding and improving your credit score. Whether you’re planning to buy a home, refinance, or simply enhance your financial health, your credit score plays a pivotal role in shaping your opportunities. Let this be the year you clean up your credit… Continue reading Start the New Year with a Clean Slate